Nobody can price water damage honestly over the phone, because two flooded kitchens can differ tenfold. What sets the number is the water category (clean supply water versus gray or sewage), how far it spread, which materials absorbed it, how long it sat before extraction started, and whether mold already began. A single room of clean water on tile caught within hours is a modest drying job. The same leak discovered five days later, wicked into cabinets, drywall, and wood flooring, is a demolition and rebuild project.
For covered claims, your real out-of-pocket is usually just your deductible. Most Arizona homeowner's policies cover sudden and accidental water damage — burst pipes, water heater ruptures, appliance failures — while excluding gradual leaks, deferred maintenance, and rising floodwater, which requires separate flood insurance. Slab leaks get a three-part answer: the resulting damage is typically covered, the concrete access work often is, and the pipe repair itself usually isn't.
Every job we take starts with a free inspection and a written, line-item estimate, so you see the scope before approving anything. We document cause, moisture readings, and damage to insurance standards, communicate directly with your adjuster, and bill your carrier for covered mitigation — so the work starts while the claim processes.